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Driving is one of the most fun-filled activities that gives kind of calmness to many people. Moreover, it’s a very personal experience. Some love the practical benefits it offers, while others simply love the speed. Nevertheless, it is one of the major reasons due to which people lose their lives every year or get critically injured. This is mainly contributed by reckless driving and engaging in dangerous activities while driving. Below is the list of activities you should avoid doing in your car while on the road.
1. Browsing Internet or Chatting on Phone
Introduction of smartphones has changed the concept of communication itself, today people living in the different corners of the world can easily communicate through chatting. However, chatting or surfing the internet on your mobile while driving can be a very dangerous affair. Delay of a fraction of second in applying brakes can lead to major accidents. Therefore, avoid texting, or stop your car in the sideways or do it once you have reached your destination.
2. Drinking and Driving
Drinking and driving is also one of the major reasons for a car accident. This is the reason every country has a strict law against drinking and driving.
Many drivers say they feel sober even after two or three drinks, but they don’t understand the fact that the response of the body or mind is not the same after drinking.
3. Driving While Being Tired
There are many cases of accidents happening just because either the driver dozed off or was not able to control the vehicle because he was tired and yet driving. This is similar to driving drunk.There are many instances where it is inevitable to avoid driving while tired, but there are certain precautions that can save you from accidents- like taking regular breaks. Moreover, don’t just rely on coffee or energy drinks to shrug off the tiredness and don’t hesitate to stop the car for some time if you feel too tired.
4. Leaning Over to Get Something
There are many instances of people getting involved in major accidents just because they took their eyes off the road and leaned over to get the glovebox or something else.It sounds silly, but it is a fact and happens too often to ignore. When you lean over, it is basically like you tie your eyes using a dark cloth.
5. Conversations on Phone
You may not be taking off your eyes while talking over the phone, but still, it distracts your mind, and you tend to forget about the surroundings of your vehicle. Many studies have stated that people who talk on the phone while driving are in the same position as driving drunk.6. Children in the Front Seat
In many countries, it is illegal to make children sit in the front seat because we can never predict their behaviour. Just imagine if your child does something wrong, and you start disciplining them while driving, will it be safe? Never.While behind wheels, your complete attention should be on the surrounding, so that you can drive safely and avoid any untoward incident.
You may take all these precautions; however, the fact is that life is unpredictable. What if it’s not your fault and you still meet an accident?
Not only, accidents are unfortunate but they can suddenly turn around your life. In such cases, it is vital to be prepared for all consequences. One way to be prepared is to have term insurance in place. Following are the benefits of a term plan:
- In your absence, your loved ones can have access to funds as and when they need it
- Term insurance takes care of your family’s finances, including household expenses, rent and outstanding debt when you are no longer there to support them
- Your loved ones can maintain the standard of living that you always wanted them to have
- Also, you get term insurance tax benefit on the premiums paid up to Rs 1.5 lakh- as per Section 80C of Income Tax Act, 1961
In simple words, if you wish to secure yourself financially from an unfortunate event, you should not think twice before investing in a term insurance cover.